Hard Money Lending Virginia
Your Fix and Flip, New Construction, Cash Out/Refinance Hard Money Lending Partner in Virginia
As the premier private hard money lenders in NJ, Alpha Funding controls its own funds, enabling fast financing with prequalification within 24 hours and loan closings in as little as 7-10 days. We offer 12-month, interest-only bridge financing for the following programs: Fix and Flip, New Construction, Rental Property Financing, and short-term Cash Out/Refinance. Additionally, we provide term rental loans for buy-and-hold investors.
Your Lender for Private Hard Money Loans in Virginia
Our team of hard money lenders at Alpha Funding specializes in lending throughout Virginia, with a strong focus on Northern Virginia. We are experts in the local real estate markets, understanding that a hard money loan in Fairfax County requires different underwriting and funding processes than one in Arlington County. We treat each project as unique, using in-house processing and underwriting to provide the most competitive rates and quickest closing times possible.
Whether you’re a first-time investor or have decades of experience, Alpha Funding’s private money lenders in Virginia are ready to listen to your project details and determine if we can fund your investment. With unmatched speed, service, and transparency, Alpha Funding is the premier choice for hard money loans in Virginia.
Get Prequalified Today!
Prequalify for your loan today or call us at (908) 900-4894. Receive preliminary approval for hard money in Virginia within 24 hours and start your next project with confidence:
Have Questions?
If you have any questions or want to discuss an upcoming opportunity please call us and one of our team members will be glad to you assist you.
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Fix and Flip Financing Done Right
Investors who can identify a distressed property and transform it into a beautiful, sale-ready home can capitalize on Virginia’s current hot seller’s market. The main challenge for many investors is a lack of capital. Alpha Funding’s fix and flip loans are industry-leading, offering fast closing speeds and flexible underwriting on 12-month, interest-only hard money loans for fix and flip real estate investments.
We can close deals as quickly as three days if all the paperwork is ready, and our average closing time is just 10 days. These hard money fix and flip loans cover up to 90% of the purchase price and 100% of the rehab costs. For more information on rates and requirements, check out our additional details on Virginia fix and flip loans.
Hard Money Loans for New Construction
In the competitive real estate market, especially for new construction projects, flexible underwriting and fast closing speeds are essential for profitability. Alpha Funding offers hard money loans for new construction in Virginia with the same quickness and reliability as our fix and flip loans. These loans are available exclusively to experienced investors, contractors, and builders, who can typically borrow up to 90% of the land value and 100% of the construction costs.
Alpha Funding understands the construction market within Virginia, so we offer the hard money loans that builders and developers require. With quick approvals, fast closings, in-house draw management that reimburses construction funds quickly, and a flexible team that works with you to ensure your project runs smoothly, we’re dedicated to helping you succeed. As direct Virginia hard money lenders lending our own funds, you can rest assured that we’re invested in making smart loans to experienced investors on projects that will be profitable for everyone.
Rental Loans
Alpha Funding now offers some of the most competitive rental loans in New York. These doc-light loans are designed for buy-and-hold investors looking to secure 1-4 family properties. Our rates start as low as 5%, with leverage up to 80% LTV. Thanks to our unique capital structure and flexible underwriting, we can offer single rental loans up to $3M and portfolio loans up to $3M.
We provide various loan options in New York, including 30-year amortization, ARM, and interest-only options. Whether you’re an experienced investor expanding your rental portfolio or just getting started with your first rental property, we’ll work with the best local appraisers, title agents, and attorneys to ensure a five-star experience. If you’re ready to grow your real estate business with our NY rental loans, contact us today.