Hard Money Lending Texas
Your Fix and Flip, New Construction, Cash Out/Refinance Hard Money Lending Partner in Texas
As the premier private hard money lenders in NJ, Alpha Funding controls its own funds, enabling fast financing with prequalification within 24 hours and loan closings in as little as 7-10 days. We offer 12-month, interest-only bridge financing for the following programs: Fix and Flip, New Construction, Rental Property Financing, and short-term Cash Out/Refinance. Additionally, we provide term rental loans for buy-and-hold investors.
Your Lender for Private Hard Money Loans in Texas
Alpha Funding has become the premier direct lender for real estate investors nationwide. As trusted and experienced hard money lenders for investors across Texas—including in Dallas, Houston, Austin, San Antonio, and beyond—we pride ourselves on the strong relationships we’ve established with top local appraisers, attorneys, and title agents in the Texas real estate markets. These partnerships allow us to provide a smooth and efficient loan process from start to finish, so you can focus on your project while we handle the rest.
As real estate investors ourselves, we understand what borrowers need to close loans and achieve successful investments. Alpha Funding combines flexible underwriting and quick closings to offer the most dependable hard money loans for Texas real estate investors. We prioritize transparency, with no hidden fees or surprise costs at any stage of the loan, and provide direct access to decision-makers whenever questions arise. With hundreds of five-star reviews and a high rate of returning clients, it’s clear why Alpha Funding stands as Texas’s top choice for hard money lending.
Get Prequalified Today!
Prequalify for your loan today or call us at (908) 900-4894. Receive preliminary approval for hard money in Texas within 24 hours and start your next project with confidence:
Have Questions?
If you have any questions or want to discuss an upcoming opportunity please call us and one of our team members will be glad to you assist you.
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Quick Closing Fix and Flip Hard Money Loans
Alpha Funding partners with real estate investors who know how to transform distressed or outdated properties into beautiful homes that sell for higher values. We understand that most investors may not have the capital to fund these major rehab projects, so we offer hard money fix and flip loans to real estate investors across Texas. These 12-month bridge loans finance both the purchase and rehab of properties, allowing investors to complete their projects and profit from the final sale. Alpha Funding flip loans cover up to 90% of the property purchase price and 100% of rehab costs. Whether it’s your first flip or you’re a seasoned flipper, Alpha Funding is ready to finance your next success.
We understand that Texas investors need speed and reliability from the best hard money lenders, so we close deals in as quickly as 10 days, with loan approval in just 24 hours. Our flexible underwriting for flip loans allows borrowers to choose options such as lower interest rates, maximum leverage, zero points, or other terms that best fit their needs. Our team are experts in Texas real estate markets, knowing that a single-family flip in Dallas may require different criteria than a multi-family flip in San Antonio. Whatever the project, Alpha Funding is prepared to support your success.
The Best New Construction Loans for Experienced Investors in Texas
Housing inventory is at record lows across Texas, with demand for residential new construction at an all-time high. Alpha Funding provides hard money loans in Texas for new construction, offering competitive interest rates, flexible underwriting, and fast draw turnarounds to experienced investors, builders, and contractors with recent new construction experience. Our new construction loans allow investors to borrow up to 90% of land value and 100% of construction costs.
Each new construction loan is customized to the project’s needs, offering unmatched flexibility compared to other hard money lenders. We evaluate the investor’s experience level and the feasibility of the proposed build to ensure a profitable outcome for all parties.
Rental Loans for BRRRR Investors
Alpha Funding offers straightforward, reliable rental loans for BRRRR investors across Texas. These private rental loans are ideal for buy-and-hold investors aiming to secure 1-4 family properties. We provide competitive terms with rates starting as low as 4% and leverage up to 80% LTV, offering flexible rental loan options such as 30-year amortization, ARM, and interest-only plans.
With Alpha Funding’s unique capital structure, we provide single rental loans up to $3M and rental portfolio loans up to $6.25M. We work with investors at all experience levels, assessing each deal based on the income-producing potential of the property. Our team, experts in Texas’s real estate markets, are committed to delivering a five-star experience to every borrower.