Hard Money Lending Tennessee

Your Fix and Flip, New Construction, Cash Out/Refinance Hard Money Lending Partner in Tennessee

As the premier private hard money lenders in NJ, Alpha Funding controls its own funds, enabling fast financing with prequalification within 24 hours and loan closings in as little as 7-10 days. We offer 12-month, interest-only bridge financing for the following programs: Fix and Flip, New Construction, Rental Property Financing, and short-term Cash Out/Refinance. Additionally, we provide term rental loans for buy-and-hold investors.

Your Lender for Private Hard Money Loans in Tennessee

Alpha Funding’s loans in Tennessee are fully serviced in-house, from underwriting to draw management, ensuring every borrower receives a five-star experience from the first call to the final payoff. Our team are experts in the local Tennessee real estate market, understanding that the investment needs of a fix-and-flip project in Memphis differ significantly from a new construction loan in Nashville.

Whether you’re a new investor tackling your first fix and flip in Knoxville or an experienced investor expanding your Chattanooga rental portfolio, Alpha Funding is ready to partner with you. With fast closings, flexible underwriting, local expertise, and a streamlined loan process, that’s the Alpha Funding Difference. Contact us today to get approved for your Tennessee hard money loan.

Get Prequalified Today!

Prequalify for your loan today or call us at (908) 900-4894. Receive preliminary approval for hard money in Tennessee within 24 hours and start your next project with confidence:

Hard Money Loans

Matthew Weber

Chief Revenue Officer
Hard Money Lending

Sebastian Viera

Junior Business Development Coordinator
your vision. our capital.

Have Questions?

If you have any questions or want to discuss an upcoming opportunity please call us and one of our team members will be glad to you assist you.

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Quick Closing Fix and Flip Hard Money Loans

Alpha Funding partners with real estate investors who have the vision to transform distressed properties into beautiful homes that can be sold for a higher value. We understand that many investors don’t have the capital to fund these large rehab projects, so we offer hard money fix and flip loans for real estate investors in Virginia. These 12-month bridge loans are designed to finance both the purchase and renovation of a property, allowing investors to complete their project and earn a profit based on the final sale of the home. Alpha Funding flip loans provide up to 85% of the property’s purchase price and 100% of the rehab costs. Whether you’re flipping your first property or you’re a seasoned pro, Alpha Funding is here to finance your next success.

We know that speed and reliability are critical for Virginia hard money lenders, which is why we specialize in closing deals as quickly as 10 days or less, with loan approval in as little as 24 hours. We offer flexible underwriting for our fix-and-flip loans, allowing borrowers to choose from lower interest rates, maximum leverage, zero points, or other options that best suit their needs. Our team are experts in local real estate, understanding that a single-family flip in Richmond requires different criteria than a multi-family project in Virginia Beach. Whether you’re flipping your first property or working on multiple projects, Alpha Funding is ready to finance your next success.

Reliable New Construction Loans for Experienced Investors

With housing inventory at record lows across Virginia, demand for new residential construction is surging. Alpha Funding provides hard money loans for new construction, offering competitive interest rates, flexible underwriting, and fast draw turnarounds. These hard money new construction loans are exclusively available to experienced investors, builders, and contractors who have recent experience with new builds. Investors can borrow up to 90% of the land value and 100% of the construction costs.

Alpha Funding tailors each new construction loan to match the specific project, providing loan flexibility unmatched by other hard money lenders in cities like Richmond, VA or Norfolk, VA. We assess the investor’s experience and the project’s feasibility to ensure the deal is profitable for all parties.

Rental Loans for BRRRR Investors

Alpha Funding offers the most reliable and straightforward rental loans in Virginia for BRRRR investors. These private rental loans are designed for buy-and-hold investors who want to secure 1-8 family properties. We offer competitive terms, with rates starting as low as 5% and leverage up to 80% LTV. Our goal is to provide the most flexible rental loan options, including 30-year amortization, ARM, and interest-only options.

Alpha Funding’s unique capital structure allows us to provide single rental loans up to $3M and rental portfolio loans up to $6.25M. We offer these loans in Virginia to investors of all experience levels, assessing each deal based on the income-generating potential of the property. Our team are experts in Virginia’s local real estate markets and are focused on delivering a five-star experience for each of our borrowers.