Hard Money Lending Pennsylvania
Your Fix and Flip, New Construction, Cash Out/Refinance Hard Money Lending Partner in Pennsylvania
As the premier private hard money lenders in NJ, Alpha Funding controls its own funds, enabling fast financing with prequalification within 24 hours and loan closings in as little as 7-10 days. We offer 12-month, interest-only bridge financing for the following programs: Fix and Flip, New Construction, Rental Property Financing, and short-term Cash Out/Refinance. Additionally, we provide term rental loans for buy-and-hold investors.
Your Lender for Private Hard Money Loans in Pennsylvania
Alpha Funding should be your top choice for private, hard money lending in Pennsylvania. As a direct lender, we partner with real estate investors throughout Eastern Pennsylvania, from Allentown to Philadelphia. We are currently lending in Delaware, Philadelphia, Chester, Montgomery, Bucks, Berks, Lehigh, and Northampton counties, offering flexible, fast financing solutions tailored to meet the needs of Pennsylvania’s active real estate market.
We provide financing solutions for both beginner and experienced investors in Pennsylvania, focusing on non-owner-occupied residential real estate purchases, renovations, and rehabs.
With a dedicated Loan Officer serving Pennsylvania and strong local relationships with area service providers, Alpha Funding can connect you with a trusted network of community businesses to support your project from start to finish.
Get Prequalified Today!
Prequalify for your loan today or call us at (908) 900-4894. Receive preliminary approval for hard money in Pennsylvania within 24 hours and start your next project with confidence:
Have Questions?
If you have any questions or want to discuss an upcoming opportunity please call us and one of our team members will be glad to you assist you.
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Fast Fix and Flip Financing
Identifying a distressed property and envisioning its transformation into a sale-ready home takes skill—and funding. Fix-and-flip loans are essential to make this profitable, and these financing solutions have always been a primary focus at Alpha Funding. We primarily offer 12-month loans to experienced investors and professionals, but also lend to qualified first-time investors.
Speed is crucial for capitalizing on opportunities, and Alpha Funding provides financing solutions beyond what typical lenders offer. We can close in as little as three to four days if paperwork is in order, with an average closing time of 10 days. Our loans cover up to 90% of the purchase price and 100% of the rehab costs, giving you a solid foundation for profitable projects. Contact us for more details on rates and requirements for our Pennsylvania fix-and-flip loans.
New Construction in Pennsylvania
Market and seasonal conditions often call for quick, flexible financing for new construction projects. Alpha Funding offers new construction loans tailored for situations where conventional financing isn’t suitable. These loans are available to experienced investors, contractors, and builders, typically covering up to 90% of the land value and 100% of construction costs.
Our underwriting criteria for construction loans are flexible, with no minimum credit score requirement. We carefully assess each project to ensure profitability for all parties involved.
Pennsylvania Rental Loans
Alpha Funding now offers private rental loans designed for Pennsylvania buy-and-hold investors. These loans, suitable for 1-4 family properties, feature competitive rates starting as low as 5% and leverage up to 80% LTV. With our in-house funding, we can provide single-property rental loans up to $3M and portfolio loans up to $3M.
We offer a range of options to suit your needs, including 30-year amortization, ARM, and interest-only options. Whether you’re new to rental properties or looking to expand your portfolio, our team partners with trusted local appraisers, title agents, and attorneys to deliver a five-star experience. Contact us to discuss the best Pennsylvania rental loans for your investment.