Hard Money Lending Florida
Your Fix and Flip, New Construction, Cash Out/Refinance Hard Money Lending Partner in Florida
As the premier private hard money lenders in NJ, Alpha Funding controls its own funds, enabling fast financing with prequalification within 24 hours and loan closings in as little as 7-10 days. We offer 12-month, interest-only bridge financing for the following programs: Fix and Flip, New Construction, Rental Property Financing, and short-term Cash Out/Refinance. Additionally, we provide term rental loans for buy-and-hold investors.
Your Lender for Private Hard Money Loans in Florida
We provide financing to both beginner and experienced investors for non-owner-occupied residential real estate in Florida, supporting projects for purchase, renovation, and rehabilitation. For seasoned investors, Alpha Funding offers competitive hard money loans tailored to new construction needs.
Our strong reputation on the East Coast, along with our established local relationships throughout Florida, means that Alpha Funding can connect you with a dedicated team of community partners to support your project. Alpha Funding’s hard money programs ensure that your financing is available when and how you need it.
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If you have any questions or want to discuss an upcoming opportunity please call us and one of our team members will be glad to you assist you.
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Fast Fix and Flip Financing
Fix-and-flip investments can be highly profitable for real estate investors. As a leading private hard money lender in Florida specializing in fix-and-flip loans, Alpha Funding’s primary goal is to provide fast, dependable access to capital for investors.
Seeing the potential in a distressed property and transforming it into a desirable, market-ready home requires both vision and funding. We offer 12-month loans to both new and experienced investors to support these projects. With Florida’s rising home values, growing population, and quick property turnover, real estate investing here is a smart and strategic choice.
Whether you’re a first-time investor or have multiple flips under your belt, Alpha Funding offers a Florida-specific fix-and-flip guide to help you make the most of your investments in the Sunshine State.
In a competitive market, quick and reliable funding is crucial. The ability to close rapidly gives investors an advantage. Alpha Funding provides financial solutions where traditional lenders may fall short. We can close deals in as few as three days, with an average closing time of just 10 days.
Our strong relationships with Florida investors enable us to finance up to 85% of the purchase price and 100% of rehab costs, allowing our clients to focus on profitable flips.
New Construction
Alpha Funding is actively funding new construction projects with hard money loans throughout Florida. When traditional financing isn’t ideal, experienced investors, contractors, and builders can trust us to fund up to 70% of land value and 100% of construction costs.
Our underwriting process is flexible and tailored to the project. We prioritize projects with experienced teams, ensuring a profitable outcome for all parties. We’re happy to discuss your project to see if you qualify for our Florida hard money construction loans.
Flexible Rental Loan Options
Alpha Funding proudly offers term rental loans for Florida real estate investors. These private rental loans are ideal for buy-and-hold investors looking to grow their rental portfolio. We provide rental property financing for 1-4 family units, with options that include 30-year amortizing, ARM, and interest-only loans. Our team works with investors of all levels, assessing each deal based on the property’s income-producing potential.
Our rental loans are designed for BRRRR investors (Buy, Rehab, Rent, Refinance, Repeat), making it easier to expand your portfolio and start generating passive income sooner. We offer competitive rates as low as 5% and up to 80% LTV. If you’re pursuing the BRRRR strategy in Florida, contact us today to discuss rental loan options.
Top Hard Money Lender in Florida
Alpha Funding selectively lends in seven states, including Florida, to ensure profitability for both us and our clients.
With roots initially in South Florida, we now offer services across the entire state. Our lending is focused on regions identified through extensive research as prime for real estate investment, and we’re proud to say Florida is one of the best markets!
As a regional lender with local knowledge, our team of loan officers and underwriters can assist borrowers in identifying great opportunities and steering clear of risky ones.