Hard Money Lending Alaska

Your Fix and Flip, New Construction, Cash Out/Refinance Hard Money Lending Partner in Alaska

As the premier private hard money lenders in NJ, Alpha Funding controls its own funds, enabling fast financing with prequalification within 24 hours and loan closings in as little as 7-10 days. We offer 12-month, interest-only bridge financing for the following programs: Fix and Flip, New Construction, Rental Property Financing, and short-term Cash Out/Refinance. Additionally, we provide term rental loans for buy-and-hold investors.

Your Lender for Private Hard Money Loans in Alaska

Since starting our business in 2007, we’ve become trusted hard money lenders throughout the state. From Anchorage and Fairbanks to Juneau and beyond, Alaska’s unique regions offer both opportunities and challenges for investors. Alaska investors are resilient and resourceful, navigating real estate in a landscape that requires careful planning and adaptability. Alpha Funding’s residential hard money loans are tailored to support them.

As experienced private lenders in Alaska, we take pride in the strong local relationships we’ve built with top appraisers, attorneys, and title agents in the state’s real estate industry.

Get Prequalified Today!

Prequalify for your loan today or call us at (908) 900-4894. Receive preliminary approval for hard money in Alaska within 24 hours and start your next project with confidence:

Matthew Weber

Chief Revenue Officer

Sebastian Viera

Junior Business Development Coordinator

your vision. our capital.

Have Questions?

If you have any questions or want to discuss an upcoming opportunity please call us and one of our team members will be glad to you assist you.

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Alaska New Construction Hard Money Loans

Loans for Alaska New Construction

Alpha Funding works with real estate investors in Alaska who are undertaking new construction projects, offering hard money loans with competitive interest rates, fast draw turnarounds, and flexible underwriting. Our 12-month new construction bridge loans are available to experienced investors, builders, and developers, who can borrow up to 70% of the land value and 100% of the construction costs. For each ground-up construction project, Alpha Funding customizes the construction loan to fit the unique needs of the project, ensuring borrowers receive the best loan terms for their investment strategies. Alpha Funding evaluates each project’s potential and the investor’s experience level to determine a profitable solution for all parties. Whether you’re financing the ground-up construction of single-family or multifamily projects, Alpha Funding is ready to discuss your next opportunity. Click to learn more about our new construction loans.

In Alaska, quick access to financing is crucial to making the most of investment opportunities. Alpha Funding provides tailored financing solutions that go beyond what traditional lenders can offer, with the ability to close in as little as three to four days when paperwork is ready and an average closing time of just 10 days. Our loans cover up to 85% of the purchase price and 100% of rehab costs. Click here for more information on rates and requirements for fix-and-flip loans.

Alaska New Construction Investment Info

Alaska’s real estate market presents unique and profitable opportunities for new construction investment. With a limited housing inventory and strong demand, Alaska’s market is ripe for development. Builders and developers are capitalizing on the state’s economic growth, low development costs, and limited supply. If you’re ready to leverage Alaska construction loans to scale your real estate business, contact us today.

Our underwriting criteria are flexible—with no minimum credit score required—and you can trust our commitment because we only approve loans when our experience assures us of a beneficial outcome for all involved.

Choosing Alpha Funding for New Construction Loans

Investors using Alpha Funding’s hard money loans for new construction in Alaska appreciate the fast closings and loan flexibility that contribute to project success. Delays or rigid loan terms can hinder investors’ ability to scale their real estate businesses. With quick, investor-focused financing, builders and developers can leverage Alpha Funding’s construction loans to increase their market share in target areas. While some investors seek bank financing or private money loans, many find the slow process and strict requirements of banks, or the inconsistency of private lenders, can complicate or jeopardize deals. Working with a lender that matches your pace is invaluable, enabling you to grow and scale your business to match your strategic vision. Alpha Funding, founded by real estate investors, provides a seamless loan process, empowering investors to focus on their projects. As direct hard money lenders with full control of our capital, we offer financing for a range of new construction projects with flexible underwriting tailored to help our borrowers achieve the best possible loan terms. Whether you’re building a few homes annually or expanding to multifamily developments, contact us today to discuss your plans.

Alaska Rental Loans & Cash-Out Refinancing

DSCR Loans for Alaska Rental Properties

Alpha Funding’s straightforward and reliable Alaska rental loans cater to borrowers looking to secure 1-8 unit properties or refinance an entire rental portfolio. With rates starting as low as 5% and leverage up to 80% LTV, we offer flexible rental loan options, including 30-year amortization, ARM, and interest-only loans. Alpha Funding provides rental loans for single properties and portfolios up to $3 million, available to investors of all experience levels. Each loan is evaluated based on the property’s income potential. Additionally, our bridge loan program can finance property rehab or new construction before refinancing into a long-term rental loan, making Alpha Funding a comprehensive solution for Alaska real estate investors. Click to learn more about our rental loan programs.

Alaska Rental Markets

Alaska offers strong rental market opportunities due to low available housing inventory. The high demand for rental properties makes long-term investments especially profitable, with affordable home prices and low vacancy risk, especially in metro areas like Anchorage. Whether you’re pursuing a buy-and-hold strategy for traditional long-term rentals or expanding a portfolio of short-term rentals, Alpha Funding is here to finance your success. Ready to grow your rental portfolio using our Alaska rental loans? Contact us today.

Alaska Stabilized Bridge Loans

Hard Money Bridge Loans for Stabilized Properties

Alpha Funding offers bridge loans for stabilized properties in Alaska, providing flexibility for investors needing to adapt to market changes. As Alaska’s real estate prices stabilize and rental loan interest rates rise, some investors may need to adjust their exit strategies. This bridge loan suits those who have recently completed renovations, new construction, or are considering turnkey rentals and need temporary financing before selling or refinancing. Alpha Funding offers an interest-only loan with no prepayment penalties to help bridge these gaps.

How Do These Stabilized Bridge Loans Work?

Our 2-year debt service coverage ratio (DSCR) loans provide up to 24 months of bridge financing with no prepayment penalties, allowing flexible loan exit options. Extensions are available for an additional fee, ensuring you’re properly financed for the duration. We offer stabilized financing for properties up to 20 units, using the lesser of market rent or leased rent to determine DSCR and provide competitive loan terms. Loan terms are customized based on borrower experience, FICO score, and DSCR, using the lesser of either market or leased rent. If your project requires temporary bridge financing, contact us today.