Rehab & Construction Loans

Alpha has extensive experience with providing funding for Rehab & Construction Fix & Flip projects. Our rehab loan program allows for flexibility and quick access to short-term capital that is in line with our swift underwriting procedures.

To get your loan funded fill out the application below and email it to info@alphafunding.com. Once the application is submitted we are start with our application process.

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Documentation Examples

Loan Requirements

  • Loan amounts up to $3,000,000 but will consider larger on a case by case basis.
  • Loan to value of 60%-65% or below on residential Fix & Flip, less preferred (We will consider cross collateralization)
  • Loan term of 1 year to 2 years
  • Information that you have experience and/or are using an experienced team to complete the project
  • Financial information showing that you have the funds to maintain your monthly interest payments
  • Presentation of a clear exit strategy, ie. Fix & Flip or Fix & Hold
    • For Fix & Hold borrower’s credit in line with approval standards for traditional refinancing will need to be presented
  • An Appraisal completed by an independent appraisal company (Ordered by our Office)

Documentation Required

  • Contact of Sale and full attorney review chain.
  • Hazard Insurance
  • Draw Schedule:
  • Ferrous Metal Scan (Tank Sweep):
  • Corporation Formation Docs:
  • Corporation Operating Agreement:
  • Flood Search
  • Flood Insurance